Thursday, August 20, 2009
A simple matter of mutual respect
Of course, it isn't the Southwest Airline employee who your screaming at who's responsible for the bad weather or the planes mechanical error. It isn't the waiter's fault that the food isn't edible, or the car salesman's fault that the factory sent them a lemon or even the ticket takers fault that the Lions hired the worst General Manager in the history of professional sports. But sadly, they're the underpaid person who has to take the abuse and try to satiate you in some way.
In homecare, however, the anxiety of family members searching for assistance for their mother or father, grandfather or grandmother, spouse or child, is far greater than that of someone eating out or watching a football game. And unlike the research one might do before planning a trip or buying a car, when it comes time for mom to get some extra help, there's usually been no research conducted, there's virtually no "common" knowledge of what to do, and usually the time to make a decision is immediate.
So we understand when family members might lose their temper or wear their stress on their sleeve. We realize that much of homecare is "private pay" and the shock that crosses a family members face when they realize how much Medicare DOESN'T pay for can be off-putting to say the least. And we certainly realize that family members want the best possible caregiver for their mom (and want to pay as little for it as possible).
However, the truth of the matter is that caregivers are people too. They can also have "bad" days, feel stressed out about personal issues, or just not feel comfortable (or properly compensated) working a particular case.
It's important to remember that at the end of the day, the primary goal of both family member and agency is to provide the best possible service of the person receiving in-home care. There are reasons an agency such as Right at Home charges a certain rate and believe it or not, it's not solely to "maximize" profit. There are costs associated with liability insurance, worker's compensation insurance, bonding in addition to paying the caregiver a decent wage so that they are more likely to stay and not run to the next job that offers them 25 cents more an hour. In addition, one of the reasons a family signs on with an agency is because there is back-up in case the regular caregiver gets sick or has a family issue of their own and can't come in one day.
If you as the client are honest and respectful towards us as the agency, then in return we can work through difficulties together and ultimately have a far more harmonious - and far less stressful - relationship. And the real beneficiary of that strong relationship will the person receiving the care.
Tuesday, July 28, 2009
Finding the Right Caregiver
Hiring caregivers is not without its drama. At Right at Home in Glendale we’ve encountered many “interesting” experiences over the years. From caregivers not showing up to work to caregivers coming up with bizarre excuses as to why they can’t work, we’ve seen (and heard) it all. And we’ve learned from those experiences and it’s the reason why we’ve come to take such care and diligence in selecting who can work for Right at Home as a caregiver.
When someone lets a caregiver come into their home, it can be an uneasy experience. At Right at Home, we understand this and go out of our way to assure you that our caregivers will do their job professionally and compassionately.
We always prefer to start a case with a free, no-obligation home assessment. This gives us a chance to get to know the client and family personally and allows us to supply the individual with the right caregiver for their particular needs. In addition, it allows the family to feel comfortable with us and associate us as your partners.
When the caregiver does start, you can be confident that all of our employees have gone through multiple competency exams, reference checks, criminal background checks and training courses. And if you’re not satisfied with the caregiver we send, we can always make a change without hassle.
Sometimes a caregiver and client hit it off immediately. Sometimes it takes awhile until things begin to come together. And occasionally, we determine its best for all involved to make a change. Regardless, we want you to know that Right at Home will always be there to do whatever it takes to make sure that you introduce someone you love to someone you can trust.
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Saturday, July 11, 2009
Finding Hope
However, things are not as rosy as they should be. A week-and-a-half ago my wife and I adopted a new puppy. She had been rescued the previous month from the Baldwin Hills pound the day before she was going to be put to sleep.
She is a cute 7-month old basenji mix named Mira. We thought she would be a perfect match for our current dog Chloe and at times it has been. But at other times, it's been anything but.
Mira is very toy jealous and has spent much time trying to dominate Chloe. In addition she lunges at other dogs when we walk her in more than just a casual or playful manner. Worse, while Mira and Chloe have had some spirited play sessions, twice they've gotten into vicious fights. Last night was the worst - with Chloe needing to go to the vet and my wife also getting injured trying to break up the fight.
When she spoke with our trainer about the incidents, the trainer was not positive. While dogs like Mira certainly can be rehabilitated, the level of aggressive behavior she's showing would take a lot of time - time that realistically we probably don't have. While I'm not willing to give up on Mira, I have to admit I need to seriously think if we can do this. Luckily, there's a foster home waiting for Mira if we can't continue but the idea of giving up on her is very hard for me to accept.
Our problems with Mira, though, pale in comparison to the new case we're starting in Beverly Hills later this week. Our client is having a serious surgery after being diagnosed with cancer. However, her cancer isn't nearly as difficult for her as the fact that her husband is suffering from Alzheimer's. He's had it for the last few years and things have gotten to a point where even without the illness it has become increasingly difficult for her to handle. This has not only played havoc with her health, but has created severe depression.
As I explained to her, as cold as it might sound, she needs to take care of herself now. There's a limit to how much can be done for her husband and while you don't want to give up, Alzheimer's can take a cruel course. As the Alice Munro book (made into a movie starring Julie Christie just a few years ago) illustrates, sometimes the most caring thing to do is not always so clear-cut.
Our client doesn't need to let go of her husband just yet as the husband in the novel ultimately does and maybe things will level out with his illness. Regardless, she'll need not just assistance for her own illness but respite from her life for a while. Her ability to find hope and a sense of calm within herself will be a process that will neither be short nor easy, but it is attainable.
It makes my concern over a 7-month old puppy seem trite in comparison. But just like a foster home awaits for Mira, help is also out there for our clients and millions of other spouses who find their dream of growing old with their mate be derailed due to illness, both physical and mental.
Right at Home can't change diagnoses or create cure-all medications but we can play a role in allowing someone to find the time to find hope that there is plenty of life out there still to live.
Checking my own personal distresses to help those with so much greater need is, at times, one of the more difficult but also more rewarding parts of this business and I hope we'll do well by this new client and anyone else who ever calls Right at Home looking for help...and hope.
Saturday, April 25, 2009
Hiring Your Household Employee “Under the Table” May Cost More Than You Think
He wrote an excellent article in the Riverside County Bar Association Journal which emphasizes why it is so important to hire in-home care help from a licensed, bonded agency who's caregivers are employees of that agency (not independt contractors).
Both he and the Journal allowed me to re-print the article and we thought it would be of interest to many. We are re-printing it here in its entirety.
You’re a busy attorney trying to juggle work and family. To help care for your children, you hire a nanny. Or perhaps your parents are getting older and need some help around the house, and you hire an elder care provider or companion to care for them.
Because you think you’ll never get caught, you’ve heard that it costs so much more to hire legally, and hey, let’s face it, you weren’t planning on being Attorney General any time soon, you think it’s safe to hire someone under the table. Think again.
The decision to hire someone “under the table” – although it may seem easier and cheaper – ultimately is penny-wise and pound-foolish. If (and most likely, when) you get caught, you will have committed federal tax fraud and endangered your ability to practice law. Even if you don’t get caught, you’ll be missing out on legal and tax advantages that would have applied if you were paying legally. In short, don’t do it.
Admittedly, hiring a nanny, elder care provider or other household employee legally can be daunting. There are many legal, tax and insurance questions that can make employing someone seem like an onerous task. On closer examination, however, hiring a nanny or other household employee can be a straightforward process that benefits both the employer and employee.
Getting Caught
There are many ways – such as your nanny filing for unemployment (a very common occurrence in today’s difficult economy), social security, disability or workers’ compensation benefits – that even an amicable parting between you and your nanny could result in you facing an investigation for unpaid taxes. And these are just the unintentional examples. They don’t include your disgruntled nanny, upset over some perceived slight, quitting and turning you in herself – or worse yet, trying to blackmail you. Or the neighbor or co-worker or family member who is envious or has always had a grudge against you reporting you. Or perhaps the IRS decides to audit you and notices the same amount of money flowing out of your bank account every two weeks and gets suspicious.
Under any of these scenarios, the result is the same: You get caught and face considerable consequences.
The Consequences
Because you must report household employment taxes on your personal federal tax return, failure to pay the appropriate taxes constitutes federal tax fraud. At a minimum, the consequences include payment of all back taxes, penalties and interest, and they can include federal charges of perjury and tax evasion, fines of up to $250,000, imprisonment for up to five
years, and a criminal record for the rest of your life. There is no statute of limitations for failure to report and pay federal employment taxes.
The professional consequences are equally severe. For example, Business and Professions Code section 6068, subdivision (o)(4) requires that if you’re charged with a felony such as tax fraud, you must report the charge to the State Bar, potentially jeopardizing your ability to practice and earn a living. Additionally, if you’re even considering becoming a judge or holding elected or appointed office, having a “Nannygate” story break about you, just as it did with Bernie Kerik,
Zoe Baird, Kimba Wood, or Linda Chavez, can ruin your reputation and career.
Regardless of your interest in higher office, as an attorney, you trade on your reputation for integrity, and being labeled a “tax cheat” isn’t good for anyone’s business.
Advantages of Hiring Legally
Happily, there are a number of advantages to hiring a nanny or other household employee legally. For example, you may be able to save taxes by putting up to $5,000 pretax per family per year into a Dependent Care Account (“DCA”) to help pay for your nanny. Alternatively, you may be eligible to claim the federal Child and Dependent Care Tax Credit, for a minimum tax credit of 20% for the first $3,000 in qualifying expenses for each of up to two children per year. Most importantly, you get to spend more time with your family and sleep well at night knowing that you’ve done everything legally. Don’t underestimate how Riverside Lawyer, February 2009 worrying about getting caught and the consequences of hiring illegally can take a toll on you personally and professionally.
Your Bottom Line
Perhaps the most common fallacy about employing a nanny or other household employee legally is that it will greatly increase your expenses. A review of the additional costs, especially in light of the significant potential tax savings, reveals this contention to be inaccurate.
Social security, Medicare, and state and federal unemployment taxes add approximately 9% of a nanny’s salary to the typical household employer’s costs. However, by maximizing your tax advantages, the true “burden” of hiring a nanny can be substantially less, as little as 4% of your costs.
An example best illustrates the true cost. The approximate 9% tax burden on a nanny’s $30,000 annual salary likely would cost her employer roughly $2,700. However, the employer could shelter $5,000 pretax in a DCA and use this money toward paying the nanny.
The employer normally would pay approximately 30% in taxes on $5,000 in earnings, taking into account the employer’s personal income taxes and other payroll taxes. Thus, the employer’s tax savings from using the DCA would be approximately $1,500. Subtracting this $1,500 savings from the roughly $2,700 paid in taxes yields an effective “cost” of approximately $1,200, or 4% of the nanny’s annual compensation.
Thus, in this typical example, the bottom-line cost of hiring someone legally is approximately 4%
more, a small price to pay for the peace of mind that comes along with hiring your nanny legally.
Remember, paying employment taxes isn’t an option, it’s the law.
For more information, you may contact the firm at (714) 336-8864 or at info@legallynanny.com.
Tuesday, April 21, 2009
Passing Away
Recently, my stepfather passed away. An amazingly outgoing and friendly man, he was diagnosed with pancreatic cancer and passed away 3 weeks later. On his final morning in his home, he suffered tremendous stomach pain but waited until my mother woke up before telling her that he thought he should go to the Emergency Room. After a few days in the hospital he refused any treatment and only requested pain medications and passed away. The doctor called him "very brave" for his decision.
Dealing with the elderly and how you handle your final years is - if nothing else - an eye-opening experience. And if I've learned one thing it is that the saying "Life is for the living" is about as accurate a cliche as there is. Rich or poor, male or female - if we are so limited at the end of our life that we're forced to live much of it at home or - less desireable - in a nursing home - than no matter how much money we've saved, no matter how many different caregivers we have, there is little we can do except try to be as comfortable as possible.
In the last week, 2 clients of ours also passed away.
One was our client for 10 months and we'd cared for her son and daughter (both stricken with cancer) as well. All she wanted to do was stay at home with her dog and she was able to fulfill that wish until she passed away peacefully in her sleep.
The other was a client of ours for 36 hours. On Hospice and dealing with a myriad of ailments including a collapsed lung, she requested that her oxygen be removed and slowly went away from this world. Similar to my stepfather, she was by all accounts a gregarious person who demanded to be discharged from a Respiratory hospital less than a week before despite her doctor's protestations. She knew she was going to die but she was going to do it on her terms.
Within that same week, we started cases with 4 additional clients - ranging from a 26-year-old male dealing with a devastating injury to seniors who still have plenty of fuel to go. In the homecare business, clients come and clients inevitably go.
But what my stepfather, as well as our two dearly departed clients, teach us is that life is indeed for the living - and what that means and how we choose to deal with the end of it is unique to each and everyone of us.
Saturday, April 11, 2009
When Caregivers Fail to Show
At Right at Home, we have an automated check-in system. When a caregiver arrives at the home of a client, they call a toll-free number from the clients home (not their cell) and clock in and out remotely. If they're late, I receive a text message and email notifying me of this. It's one of the many things has made Right at Home so respected throughout the industry.
While almost every day some caregiver somewhere is late and occassionally caregivers get their schedules mixed up and don't show up (and on a very rare occassion have chosen to tell us they quit by simply not showing up to a case and we never hear from them again), we work hard on screening our employees and have a relatively few such incidents.
With that said, the most unsettling times are the weekends when the office staff is off. And when you toss in a holiday weekend such as this Easter weekend, you stomach begins to immitate a Shawn Johnson floor routine.
This happend to us today when a caregiver failed to show for her normal Saturday shift with one of our most difficult clients. When we called her, she told that our staffing coordinator had said she had the weekend off. We informed her that it was just Easter Sunday she had off, not the entire weekend but by that time it was too late - she had made plans for the weekend and was unable to fill the shift.
At Right at Home we never leave a case uncovered and after seven (7) unsuccessful calls, our Director of Patient Care Services filled the case herself. And while this didn't particularly please the client (who felt she could just have easily been left to her own devices anyway) the daughter was thankful for our quick action.
It does beg the question, though, do a lot of other business encounter such scheduling issues?
Tuesday, March 24, 2009
A Year Navigating the Los Angeles Caregiving Maze
But it seemed like something I would like to do and certainly the need existed. Besides, after 10 years working in sales and marketing in television, the prospect of both working for myself as well as working outside the entertainment industry was beyond appealing.
Over the course of the past 12+ months, I've learned an immense amount regarding caring for seniors and disabled adults as well as the sometimes bizarre world that is senior care in Los Angeles. The lack of regulation, the lack of efficacy and at times the shocking lack of judgement shown not just by homecare agencies operating under the table and relatives of patients who would just rather their mom or dad go away, but of hospital nurses, assisted living facilities, hospice companies and more.
Please don't misunderstand me. I'm not indicting the entire industry by any means. Still, if you walked the past year in my shoes and witnessed some of the things I have, your already skeptical view of the medical industry wouldn't likely decrease.
Still, today marked a day as to why this industry not only does employ many a fine person, but also gave me some indication that my company is beginning to form leaves on the branches we've so tirelessly attempted to grow.
After dropping off some brochures at Good Samaritan Hospital, I met with William Hwang, the President of Advantage Home Health. I stopped by without notice and he was kind of enough to sit down with me and discuss our services and how we could work together. Cold calling is tough and not always pleasant and sometimes the reaction you receive will do anything but warm your heart. So to have William take the time to speak with me - and with a smile to boot - set the tone for a positive day.
Afterwards, while driving to my next sales stop, I received a call from Bob King, a lawyer specializing in domestic care law out of Orange County. I had contacted Bob after reading an article he'd written in the Riverside County Bar Association journal regarding the "high price" of hiring care "off-the-books" (read illegally). He could not have been more generous with his time as we discussed the vagaries of wages for Live-In care and allowed me permission to use his article in my future presentations.
After another stop, I made my way to St. Vincent's Medical Center for a presentation to their Physical Therapists. I invited two (2) others to join me - Thomas Tilahun from Oceanside Home Health and Michele Lefever from ResponseLink. It was the first time I'd partnered with other companies on a presentation, but something I've wanted to do. I'd had success working with other neighborhood councils during my public service days as well as partnering with other companies in my television career and didn't see why more of this couldn't be done among those serving various parts of the homecare industry.
While Physical Therapists are not necessarily the first folks I look to market to at hospitals. That honor - or burden depending on how you look at it - goes to Social Workers, Case Managers and Discharge Planners. However, PT's can also be of help and I was thrilled to work with Dee Gilmore at St. Vincent's in setting this up. It was a nice group of folks who listened politely to all three of us, while devouring the pizza, soda (Pepsi, Diet Pepsi and, that's right, Sierra Mist too) and cinnamon sticks we bought for them from Pizza Hut (it was supposed to be cheese sticks, but they were out of cheese sticks, so they could give me 2 more pizza's, but I didn't need 2 more pizza's, well then what about cinnamon sticks, what's a cinnamon stick, it's like a cheese stick but with cinnamon-it will only takes us a few minutes to make them, why not put cheese on them instead of cinnamon, I make you cinnamon sticks). Thomas is a great guy and while I just met Michele and didn't want to overextend my relationship with her as I do work with another emergency response company, it seemed like we would work well together. All in all, it was a successful trip.
Finally, as I made my way back to the office, I received a call from a woman looking for a caregiver in Canoga Park. After a discussion that, if we were in a scene from Enchanted April could be described as nothing less than "delightful", we set up a meeting for this Thursday.
The highs and lows of running your own business can be extreme - and it doesn't help that I'm not always the most even-keeled person in the world despite what my outside demeanor may appear. Still today, I very much look back at it being a culmination of a year's worth of incredibly hard work and a steep learning curve. Not one thing I accomplished today could I have done a year or likely even 6 months ago. And for that, I am grateful. Plus, its inspired me enough to start this blog which I've been ruminating about since the day I opened.
So while most my posts will be about my clients, or the struggles of both owning your own business as well as the specific issues regarding homecare in Los Angeles, I figured a review of my day as microcosm of our companies growth over the course of a year would be a good place to start.
And with that, I've just received a text message that 2 of my caregivers scheduled for an overnight shift beginning at 11pm are both late. Time to stop the blog and get back to work.